Guard surfaces every RBI, MCA, SEBI, AML and internal-governance duty that applies to your entity, and tracks each one through to filed, with a full audit trail. It surfaces what needs action; your team decides and acts.
Fifteen automated checks run across your full compliance footprint, catching the things a deadline list never will: clashing due dates, figures that don't agree across returns, a maker approving their own work, a policy gone stale, penalty exposure mounting on an overdue item. Where two returns disagree, the engine reconciles them and proposes which figure is correct. Nothing stands until a checker confirms it, and the decision that follows is yours.
From RBI returns filed on a portal to board duties that never appear on one, Guard maps what applies to your specific entity type and layer, then tracks each through its own lifecycle.
The mandatory returns and their deadlines, mapped to your entity type and SBR layer, and tracked through a controlled filing workflow.
The duties that never hit a portal, surfaced from a 67-item master scaled to your layer, each with an assign → evidence → review lifecycle.
The conditions attached to lending, on your own borrowings and on the loans you give. The reporting schedule is extracted from the sanction letter and monitored for you, with figures tracked against each period, received kept distinct from certified, and Guard flags what crosses or approaches the threshold in force.
A live register of board-approved policies and operating procedures, each with an owner, a review date, and a freshness check that flags lapses.
Each filing moves through a maker-checker workflow with segregation of duties enforced, the person who prepares a return cannot approve or verify it. Every transition is written to a permanent, timestamped audit trail.
Working data, source reference and reconciliation captured against the return.
A different person reviews and signs off, with remarks, or sends it back.
Filed on the portal; acknowledgement number and proof attached.
Acknowledgement checked against the approved working and closed out.
Covenants live scattered across sanction letters and loan agreements, and no regulator reminds you about them. Guard gives them one home, grouped by facility and by borrower.
Conditions on your own borrowings, and conditions you set for the businesses you lend to.
Each period's figure is tracked against the term in force for that period, however it reaches you, with received kept distinct from certified. Guard flags a value that comes within range of the threshold you configured, before the line is crossed.
Log it, acknowledge it, record what you did, notified the lender, sought a waiver, noted a cure period, and resolve it, all on a permanent trail.
Compliance is your responsibility, and Guard never pretends otherwise. It makes that responsibility easier to carry, surfacing what needs attention and keeping the record straight, without ever taking the accountability that stays with your regulated entity.
Tell Guard about your entity and it maps your obligations immediately. The rest is setup you control: Guard organises, you confirm.
Entity type and SBR layer: Guard maps the obligations that apply, and only those.
Enter each facility and borrower covenant from your agreements. The reporting schedule is extracted from the sanction letter and monitored; you set the thresholds and judge what a flag means.
Add board-approved policies and set review dates and owners.
Assign maker, checker and verifier so the four-eyes workflow is enforced.
Live readiness, deadline alerts, breach workflows and one-click inspection packs.
Book a 30-minute walkthrough. Tell us your entity type and we'll show you exactly what Guard would surface for you, returns, governance duties, covenants and the checks in between.
Book a walkthrough →LendShield Guard is a compliance-tracking tool provided by LendShield Technologies Private Limited. It does not file returns, provide legal or financial advice, or certify compliance. Accuracy of data, decisions and filings remains the responsibility of the regulated entity. Penalty figures, where shown, are indicative and based on published statutes, confirm against the live circular and your advisor. Regulatory thresholds and frequencies referenced here should be verified against current RBI / MCA / SEBI directions.