Solutions for Every Lender

Built for the Way
India Lends

From new-age Fintechs launching their first loan product to established NBFCs scaling a ₹500Cr book — LendShield is designed to meet your institution exactly where you are, and grow with you.

10,000+
NBFCs registered with RBI across India
₹35Tn+
NBFC loan book size in India (2025)
100+
Housing Finance Companies regulated by NHB
1,500+
Co-operative banks across India
🏢 Non-Banking Financial Companies

The Complete Technology Partner for Indian NBFCs

Whether you're an NBFC-ICC, NBFC-MFI, or NBFC-Factor — LendShield gives you the expertise and tools to design your lending operation, monitor your portfolio, and track compliance — built specifically for India's RBI-regulated lending environment.

Common Challenges We Solve
  • !No unified lending system — origination and servicing in different tools
  • !Manual compliance tracking via spreadsheets — RBI returns always under pressure
  • !No real-time portfolio visibility — NPA discovered too late in MIS cycle
  • !DSA and sourcing partner management done manually
  • !Covenant obligations to lenders not systematically tracked
Recommended LendShield Products
LendShield Core
Advisory on operating model, process design & technology selection
Primary
📊
LendShield Pulse
Portfolio health, NPA early warning, DPD tracking
Highly Recommended
🛡️
LendShield Guard
120+ obligations tracked — RBI, MCA, SEBI, AML & governance — with maker–checker filing & covenant monitoring
Launching Soon
Book a Demo for NBFCs →
How LendShield Helps NBFCsEnd-to-End
🚀
A Clear Plan in Weeks

Operating model, process blueprints, and a technology & partner shortlist — mapped in weeks, not months.

📋
Compliance-Ready by Design

We help you design processes mapped to digital lending guidelines, KFS, data localisation, and CIBIL furnishing — RBI-aware from the start.

📊
Portfolio Health in Real Time

Live NPA rates, DPD trends, and early warning signals — not just month-end MIS.

📐
Lender Covenants in One Place

CRAR, NPA limits, D/E thresholds — you record each figure, Guard flags when a value approaches the threshold you set, before the line is crossed.

🤝
DSA Network Management

Onboard, manage, and track your sourcing partners — leads, payouts, and performance in one place.

Expected Outcomes
4–8 Wks
To a clear, executable roadmap
360°
Compliance coverage
30–60d
Early NPA warning lead time
💡 Typical Use Case

"A mid-size NBFC with a ₹80Cr personal loan book needs to move off spreadsheets, manage a DSA network of 50+ partners, and stay current on RBI monthly returns — all while keeping NPA below 3%."

→ LendShield Core + Pulse + Guard — the full 360° bundle

⚡ Fintech Lending Companies

Launch Fast. Scale Smart. Stay Compliant.

Fintechs move fast — but the lending operation behind the app can't be an afterthought. LendShield gives you experienced guidance to design a compliant, scalable lending business, so you can focus on growth while we help you navigate the technology and process complexity.

Common Challenges We Solve
  • !Building lending tech in-house takes too long and diverts engineering from core product
  • !Regulatory compliance — RBI digital lending guidelines, data residency — often an afterthought
  • !Scaling fast creates portfolio quality blind spots — NPA spikes catch teams off guard
  • !No structured compliance process — founders firefighting before audits
  • !Investor reporting requires clean portfolio data that's hard to produce quickly
Recommended LendShield Products
LendShield Core
Advisory on lending strategy, process design & tech selection
Primary
📊
LendShield Pulse
Portfolio health intelligence — critical as you scale rapidly
Recommended
🛡️
LendShield Guard
Obligation tracking — RBI, MCA, AML, covenants & a live readiness indicator
Launching Soon
Book a Demo for Fintechs →
The Fintech AdvantageAPI-First
🔗
Right Stack, Not the Loudest

We help you define requirements and evaluate lending-system, KYC, bureau and disbursal partners — so you buy the right technology.

Plan Your Launch in Weeks

Don't guess your way to launch. Get an operating model, processes and a partner shortlist mapped in 4–8 weeks.

📈
Scale Without Portfolio Risk

Pulse monitors your loan book quality as you grow — catching stress signals before they become NPAs.

🇮🇳
RBI-Aware by Design

Processes designed around digital lending guidelines, data residency, and KYC/AML from the outset.

💼
Investor-Ready Portfolio Reports

Clean, structured portfolio data for your lenders, co-lending partners, and equity investors — at a click.

Expected Outcomes
Days
API integration time
120+
Obligations mapped & tracked
Real-time
Portfolio visibility
💡 Typical Use Case

"A Fintech with an NBFC licence is ready to launch a personal loan product. They need to design their origination journey, choose the right systems and partners, and get RBI-ready — without guessing their way through it."

→ LendShield Core — Discover advisory engagement

🏠 Housing Finance Companies

Purpose-Built for India's Home Lending Ecosystem

Home loans are complex — long tenures, multi-stage disbursals, property valuations, legal due diligence, NHB reporting, and LAP structuring. LendShield Core brings deep advisory know-how across the specific workflows of India's Housing Finance Companies, regulated by the National Housing Bank.

Common Challenges We Solve
  • !Multi-stage construction-linked disbursals are hard to manage and track systematically
  • !Property valuation and legal check workflows are manual and fragmented
  • !NHB reporting obligations, covenants, and capital norms tracked via spreadsheets
  • !Long-tenure home loan portfolios need specialised vintage analysis — not generic MIS
  • !Balance transfer, top-up, and LAP products managed across disconnected systems
Recommended LendShield Products
LendShield Core — HL Advisory
Advisory on home-loan journeys — disbursal, valuation, LAP & balance transfer
Primary
🛡️
LendShield Guard
NHB returns, covenants, governance & policy duties — surfaced and tracked through filing
Launching Soon
📊
LendShield Pulse
Long-tenure portfolio health, pre-payment risk, EMI stress tracking
Recommended
Book a Demo for HFCs →
HFC-Specific AdvisoryNHB Aligned
🏗️
Construction-Linked Disbursal Design

We help you design multi-stage disbursal workflows tied to construction milestones — with the right approvals and documentation.

📋
Property Valuation & Legal Check Design

Structured workflows designed for empanelled valuers and legal teams — with clear status tracking and documentation.

🏦
NHB Covenant & Capital Norm Readiness

Set up the processes to monitor NHB-mandated capital adequacy, NPA limits, and borrowing covenants.

🔄
Balance Transfer & Top-Up Design

Design BT, top-up, and LAP product journeys with LendShield Core advisory.

📊
Long-Tenure Portfolio Intelligence

Vintage cohort analysis and pre-payment risk tracking tailored for 15–20 year home loan portfolios.

Expected Outcomes
120+
Obligations mapped & tracked
HL + LAP
Both products on one platform
Auto
Disbursal milestone tracking
💡 Typical Use Case

"An HFC managing a ₹120Cr home loan portfolio needs to streamline multi-stage disbursals, track NHB covenant obligations, and get early warning on pre-payment and EMI stress in its long-tenure book."

→ LendShield Core (HL) + Guard + Pulse — full 360° bundle

🏦 Banks & Co-operative Banks

Modernise Lending Without Disrupting Operations

Banks and co-operative banks have existing core banking systems that work — but often lack modern retail lending capabilities, portfolio analytics, and compliance management tools. LendShield integrates seamlessly alongside your CBS, adding the intelligence layer your lending operations need.

Common Challenges We Solve
  • !Core banking systems lack modern retail lending origination and digital borrower experience
  • !Portfolio analytics are basic — no segment-level risk heat maps or early warning signals
  • !Compliance is managed across multiple registers and spreadsheets — no single view
  • !Co-operative banks lack dedicated tech teams — compliance and risk are often under-resourced
Recommended LendShield Products
📊
LendShield Pulse
Portfolio health analytics alongside existing CBS — no migration needed
Primary
🛡️
LendShield Guard
RBI, MCA & governance obligations — one tracked view for compliance officers
Launching Soon
LendShield Core
Advisory on modernising retail lending alongside your core banking
Optional Add-on
Book a Demo for Banks →
Built for BanksCBS Compatible
🔗
CBS Integration — No Disruption

LendShield connects to your existing core banking system via API — no migration, no disruption.

📊
Advanced Portfolio Analytics

Segment-level risk heat maps, vintage cohort analysis, and NPA early warning — beyond what CBS provides.

🛡️
Unified Compliance Dashboard

RBI, IBA, MCA, and internal compliance — one dashboard for your entire compliance obligation set.

👥
Digital Lending Roadmap

Plan a borrower-facing digital layer — online applications, eKYC — alongside your CBS, without disruption.

📋
Co-operative Bank Specific Support

Dedicated support for NABARD, RCS, and state-level regulatory requirements for co-operative banks.

Expected Outcomes
Zero
CBS disruption during implementation
100%
Regulatory obligation visibility
1 Wk
Pulse setup time
💡 Typical Use Case

"A co-operative bank with ₹200Cr retail loan book needs advanced portfolio analytics, a compliance dashboard, and a modern borrower-facing digital lending experience — all without replacing their CBS."

→ LendShield Pulse + Guard + Core (Digital Layer)

Find Your Solution

Tell Us About Your Institution — We'll Find the Right Fit.

Our team has helped NBFCs, Fintechs, HFCs, and Banks identify the right LendShield solution for their specific needs. A 30-minute conversation is all it takes.

🏢 NBFCs⚡ Fintechs🏠 HFCs🏦 Banks