LendShield PulseComing Soon

Know the True
Health of Your
Loan Portfolio

Already running your own lending systems? LendShield Pulse plugs in alongside your existing setup to give you a deep, real-time diagnostic of your portfolio, identifying risk signals, NPA trends, and delinquency patterns before they become problems.

No Migration NeededWorks with Any Lending SystemPlug In & Go LiveReal-Time Insights
Portfolio Health ScoreAs of today
72
/100

Moderate Risk

Your portfolio requires attention in 3 segments. Early intervention recommended.

⚠ Action Needed
84.2%
Current
11.3%
DPD 1-30
4.5%
DPD 90+
⚠️
Early Warning Alert
SME segment DPD 30+ increased 2.3% MoM. Recommend immediate collections review.
📈
₹42.8Cr
Total Book Size
↑ 8.4% MoM
⚠️
3 Segments
At Risk
Needs Review
Perfect For

Who Uses LendShield Pulse?

Pulse is designed for lenders who already have their lending systems, and need portfolio intelligence on top of them.

🏢

NBFCs with Existing Systems

Already on a vendor lending system? Add Pulse to get the portfolio health visibility your current system lacks.

🏦

Banks & Co-operative Banks

Core banking gives you transaction data, Pulse turns it into portfolio intelligence and risk signals.

🏠

Housing Finance Companies

Long-tenure home loan portfolios need specialised analytics: vintage analysis, pre-payment risk, EMI stress.

⚡

Fintechs Scaling Rapidly

Scale without portfolio blind spots. Pulse monitors quality as volumes grow, catching NPA trends early.

The Problem We Solve

Portfolio Flying Blind? Pulse Fixes That.

❌ Without Pulse

😰
NPA Discovered Late

Month-end MIS reveals the damage after it's already done. No advance warning.

📊
Generic MIS Reports Only

Basic DPD reports with no segment-level intelligence or actionable insights.

🔍
No Risk Heat Maps

Can't identify which geographies, products, or segments carry disproportionate risk.

🚨
Reactive Collections

Collections team chases accounts after default, no proactive intervention signals.

✅ With Pulse

⏰
30 to 60 Day Early Warning

Identify stress signals 30 to 60 days before NPA classification, time to act.

🗺️
Segment-wise Intelligence

Drill into product, geography, vintage, or borrower segment. See exactly where risk lives.

🔥
Risk Heat Maps

Visual heat maps instantly show high-risk concentrations across your book.

🎯
Prescriptive Actions

Pulse doesn't just flag problems: it recommends specific remediation actions for your collections team.

Pulse Features

Deep Portfolio Intelligence

Portfolio Health Dashboard

One screen that tells you the complete health of your loan book: NPA rate, DPD distribution, collection efficiency, and quality score.

  • Composite Portfolio Health Score (0-100)
  • Real-time NPA rate & trend over time
  • DPD bucket distribution: all standard buckets
  • Collection efficiency tracking vs target
  • Product-wise & vintage-wise breakdown
  • Month-on-month trend analysis
  • Daily health digest email to leadership
  • Mobile-accessible dashboard for CXOs
DPD DistributionLive
Current
84.2%
84.2%
DPD 1-30
11.3%
11.3%
DPD 31-60
4.8%
4.8%
DPD 61-90
2.7%
2.7%
DPD 90+
4.5%
4.5%

Works With Your Existing Technology

Pulse connects to any lending or core banking system via API or SFTP data feed, no migration, no disruption to your current workflow.

🔗

API Integration

Connect via REST API. Real-time data sync with your existing lending systems. Setup in 1 to 3 days.

📁

SFTP / File-based Feed

No API available? No problem. Pulse accepts structured data via scheduled SFTP file upload.

🗄️

Database Direct Connect

For on-premise systems, Pulse can connect directly to your database with a secure read-only connector.

Pulse has been designed to work with Finflux, Artoo, nCino, Nucleus, FinnOne, and any custom-built lending system.

Get a Free Portfolio Diagnostic

See What's Really Happening in Your Loan Book.

Share your portfolio data (anonymised is fine) and our team will run a complimentary diagnostic, showing you exactly where Pulse can add value.

No commitment required. Typical setup time: 1 to 2 weeks from data connection to live dashboard.