LendShield PulseComing Soon

Know the True
Health of Your
Loan Portfolio

Already running your own lending systems? LendShield Pulse plugs in alongside your existing setup to give you a deep, real-time diagnostic of your portfolio — identifying risk signals, NPA trends, and delinquency patterns before they become problems.

No Migration NeededWorks with Any Lending SystemPlug In & Go LiveReal-Time Insights
Portfolio Health ScoreAs of today
72
/100

Moderate Risk

Your portfolio requires attention in 3 segments. Early intervention recommended.

⚠ Action Needed
84.2%
Current
11.3%
DPD 1-30
4.5%
DPD 90+
⚠️
Early Warning Alert
SME segment DPD 30+ increased 2.3% MoM. Recommend immediate collections review.
📈
₹42.8Cr
Total Book Size
↑ 8.4% MoM
⚠️
3 Segments
At Risk
Needs Review
Perfect For

Who Uses LendShield Pulse?

Pulse is designed for lenders who already have their lending systems — and need portfolio intelligence on top of them.

🏢

NBFCs with Existing Systems

Already on a vendor lending system? Add Pulse to get the portfolio health visibility your current system lacks.

🏦

Banks & Co-operative Banks

Core banking gives you transaction data — Pulse turns it into portfolio intelligence and risk signals.

🏠

Housing Finance Companies

Long-tenure home loan portfolios need specialised analytics — vintage analysis, pre-payment risk, EMI stress.

Fintechs Scaling Rapidly

Scale without portfolio blind spots. Pulse monitors quality as volumes grow, catching NPA trends early.

The Problem We Solve

Portfolio Flying Blind? Pulse Fixes That.

❌ Without Pulse

😰
NPA Discovered Late

Month-end MIS reveals the damage after it's already done. No advance warning.

📊
Generic MIS Reports Only

Basic DPD reports with no segment-level intelligence or actionable insights.

🔍
No Risk Heat Maps

Can't identify which geographies, products, or segments carry disproportionate risk.

🚨
Reactive Collections

Collections team chases accounts after default — no proactive intervention signals.

✅ With Pulse

30–60 Day Early Warning

Identify stress signals 30–60 days before NPA classification — time to act.

🗺️
Segment-wise Intelligence

Drill into product, geography, vintage, or borrower segment — see exactly where risk lives.

🔥
Risk Heat Maps

Visual heat maps instantly show high-risk concentrations across your book.

🎯
Prescriptive Actions

Pulse doesn't just flag problems — it recommends specific remediation actions for your collections team.

Pulse Features

Deep Portfolio Intelligence

Portfolio Health Dashboard

One screen that tells you the complete health of your loan book — NPA rate, DPD distribution, collection efficiency, and quality score.

  • Composite Portfolio Health Score (0-100)
  • Real-time NPA rate & trend over time
  • DPD bucket distribution — all standard buckets
  • Collection efficiency tracking vs target
  • Product-wise & vintage-wise breakdown
  • Month-on-month trend analysis
  • Daily health digest email to leadership
  • Mobile-accessible dashboard for CXOs
DPD DistributionLive
Current
84.2%
84.2%
DPD 1-30
11.3%
11.3%
DPD 31-60
4.8%
4.8%
DPD 61-90
2.7%
2.7%
DPD 90+
4.5%
4.5%

Works With Your Existing Technology

Pulse connects to any lending or core banking system via API or SFTP data feed — no migration, no disruption to your current workflow.

🔗

API Integration

Connect via REST API. Real-time data sync with your existing lending systems. Setup in 1–3 days.

📁

SFTP / File-based Feed

No API available? No problem. Pulse accepts structured data via scheduled SFTP file upload.

🗄️

Database Direct Connect

For on-premise systems, Pulse can connect directly to your database with a secure read-only connector.

Pulse has been designed to work with Finflux, Artoo, nCino, Nucleus, FinnOne, and any custom-built lending system.

Get a Free Portfolio Diagnostic

See What's Really Happening in Your Loan Book.

Share your portfolio data (anonymised is fine) and our team will run a complimentary diagnostic — showing you exactly where Pulse can add value.

No commitment required. Typical setup time: 1–2 weeks from data connection to live dashboard.